Business Finance & Insurance

Business Finance and Insurance

Bluecygnet Business Finance brings the commercial business expertise that any client will ever need under one roof. We know from experience that the majority of clients do not know what’s on offer in commercial finance as the majority have only checked with their bank or ran a quick search on the internet.

If you have an enquiry for commercial funding of any kind, want to ensure that you receive the best advice possible. You now need to look no further! To ensure that clients receive the best products and service available, we offer the widest range of commercial lenders, providing solutions across the commercial finance spectrum backed up with first class service.

Our unique offering covers not only commercial mortgages and loans but also commercial bridging, business acquisition and development finance and pure business finance which include equipment leasing, asset finance and invoice factoring. We can provide advice and assistance an all aspects of commercial finance for your business and for larger projects we will require you to complete our Finance Investment Questionnaire.

Asset Based Lending is the most common form of finance any new or established business will have used, been introduced to and currently has such as a commercial mortgage fixed on buildings and/or land the business or the owner owns. Beyond this typical form of funding there are many others which we explore with our client’s such as;

Seed capital: capital required to fund a business project before the product or service is marketed. Seed capital is often pivotal in high-tech projects to allow businesspersons to conduct surveys as well as research and development on prototypes that will become companies' core business.
Venture (or risk) capital: equity invested temporarily in the form of shares of a company by a specialised firm in the hope of a return on investment (ROI) that is both large and speedy, on a par with the level of risk taken. Venture capital firms invest both in start-ups and growing businesses.
Business angels (informal venture capital): private individuals who invest part of their estate in start-ups in the form of venture capital and also contribute their personal managerial expertise.
Business Angels Networks (BANs): standing regional platforms that promote the matching of business angels with potential investees.
Early stage (or start-up) finance: equity invested in businesses that are past research and development but need additional funding to market their products and services.
Mezzanine: combination of equity and loans. Applicable interest rates are often comparatively high.
Corporate venturing: venture capital invested by existing firms for the purpose of funding innovative businesses set up by their own staff or active in industries considered of strategic importance.
Grants: subsidies paid—without an obligation to refund—by public authorities to companies investing in a region for the purpose of facilitating their establishment or expansion.
Factoring: • Leasing: • Loans and debt: the main sources of funding for SME's.

News & Events

  • Mortgage Rescue Scheme
    08 March 2010
    It has been just over a year since the Government introduced its Mortgage Rescue Scheme......
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  • New Website
    29 December 2009
    Welcome to our new website! After a few months in development, the site is now finished......
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