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Business Finance & Insurance

Bluecygnet Business Finance brings the commercial business expertise that any client will ever need under one roof. We know from experience that the majority of clients do not know what’s on offer in commercial finance as the majority have only checked with their bank or ran a quick search on the internet.
If you have an enquiry for commercial funding of any kind, want to ensure that you receive the best advice possible. You now need to look no further!
To ensure that clients receive the best products and service available, we focus on 3 main objectives;

Protection, Stability & Growth

We achieve this by:

FREE INITIAL CONSULTATION
We will always offer this by telephone or video conference (if available) as we are committed to reducing our carbon footprint. We ask clients and suppliers to co-operate in this so we all can achieve a healthier planet for us all to live in. Personal visits are arranged once we have established that we can assist our clients with their requirements.

First Stage
In the first stage (after our basic fee is agreed) We will collate all of the clients’ relevant details, researching the whole market – including direct deals – match their requirements and recommending the most appropriate solutions before presenting our findings in a professionally produced report. This report may provide any additional advisors or specialists names and contact details required to complete the project to the client’s specification.

Second Stage
In this stage, having produced the report, our clients have several choices. They can simply take our report and do with it as they wish. They own the report but some clients may look for some additional help. We will then offer them a coaching facility to guide them through any application process as appropriate.

Coaching for Success
Using our knowledge of what lenders are looking for, and what is likely to make them nervous, we can ensure that our clients say and do all the right things to put them in the best possible situation to make a successful application. We can take them through what the lender or underwriter is looking for and highlight what pitfalls, if any, the client may encounter.

We help clients complete the paperwork, making sure they present all the right pieces of information and do not unwittingly volunteer additional and probably unnecessary information that could jeopardise their case. Clients will probably get only one shot at obtaining a loan or underwriting a particular type of insurance. Rejected applications are registered on credit systems, as are previous credit searches.  Any unsuccessful application could reduce the attractiveness of any client to another lender or insurer.

Longer Term Solutions
We can also engage with clients as an ad hoc finance director on a longer-term basis. We normally charge an hourly or daily rate spread over a term to suit the client and or the project they have in mind.

These are agreed on a basis of time for each project. Clients will be asked to pay for our services by the day with 8 hours being the norm. Any travel expenses will be charged in addition to any fee. Use us only for what you can afford and need - from 1 day a month to a couple of days a week, or more for shorter periods of time.

Our unique offering covers not only commercial mortgages and loans but also commercial bridging, business acquisition and development finance and pure business finance which include equipment leasing, asset finance and invoice factoring. We can provide advice and assistance an all aspects of commercial finance for your business and for larger projects we will require you to complete our “FINANCE INVESTMENT QUESTIONNAIRE”.

CONFIDENTIAL SERVICE WITH YOUR DATA HELD SECURELY!
We do not hold more data than is necessary and only hold your basic details after submitting your applications for finance or insurance. We do not send “Spam” emails or unnecessary mail shots which would conflict with our low carbon policy.

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