• Home
• About
• Business
  • Asset Finance
  • Trade Finance
  • Business Mortgages
  • Business Insurance
  • Car Van & Truck Insurance
• Personal
  • Claim Back Unfair Charges
  • Income Protection
  • Finance Problems
  • Home Recovery Scheme
  • Equity Release
• Links
• Contact

Credit Card Penalties | Mortgage Exit Fees | Mis-Sold Loan Insurance

Reclaim unfair Credit Card Charges

If you have a credit card and have made late payments, exceeded credit limits or had returned payments then it is likely that you have been charged extortionate credit card charges by your credit card company.

But thanks to a ruling by the Office of Fair Trading it is possible for us to reclaim these unfair card charges for you. We have already reclaimed £100,000s for people like you who have been ripped off by their credit card companies.

As a result of the OFT's ruling the credit card companies reduced their penalty card charges from £35 to £12. We still believe, however, that £12 is too high and as such we aim to regain the full amount plus interest.

You can reclaim up to the last six years worth of credit card charges (five years in Scotland) so if you have been repeatedly penalised by your credit card company the potential value of your claim is huge.

The Law
When you take out a credit card, you are entering into a contract. If you breach that contract by late payment or exceeding credit limits the credit card company can rightly claim its losses. However, the sum must reflect actual costs incurred as opposed to the extortionate charges that are usually made.

Please note we have a minimum fee of £75 + VAT on credit card charge claims. So if we recover £150 for you our fee would stand at £88.13 inc. VAT. The minimum fee does not apply on refunds over £300.

Reclaim Unfair Mortgage Exit Fees Today!

If you have been charged an administration fee by your mortgage provider for ending your mortgage then a cheque could be coming your way. Mortgage Exit Administration Fees (MEAFs) also known as:

• Deed Release Fees
• Sealing Fees
• Final Administration Fees
• Discharge Fees
• Final Redemption Fees

These are the fees you paid to end your mortgage contract. This may happen when you switch at the end of a fixed interest rate period or when the mortgage is paid off.

These fees are supposed to deal with legitimate expenses your mortgage company incurred such as releasing the deeds etc; however it is unfortunately the case that these fees have become yet another money making business for lenders at your expense.

Mis-Sold Loan Insurance?

If so you are probably owed thousands in compensation!!
(AVERAGE CLAIM £3500)
If you have a loan or mortgage with NatWest, RBS, Northern Rock, HBOS, Lloyds TSB, HSBC, Halifax, Bradford & Bingley, Barclays, Alliance & Leicester, Abbey (or any other bank or building society), you probably have a claim.

It’s not having a loan that’s the problem, but the insurance that comes with it!
(Payment protection Insurance, Income Protection, Loan Insurance) This insurance has been mis- sold alongside millions of loans. If you have this insurance you probably have a claim for thousands of pounds.

Always No-Win-No-Fee

All you need to do is complete our online application, which takes less than 1 minute and then wait for our call. UNFAIR CHARGES Apply today!

We never joined the rush to encourage our clients to make any financial compensation claims because we wanted to be sure they were not putting themselves at risk or incurring any extra costs due to upfront charges or excessive greed by the companies acting for them.

When we joined forces with Claims Financial we knew they had been acting for clients for over 4 years. The leading UK legal expert who started the company had one goal - to get justice for wronged consumers who are fed up with being fleeced at every turn by financial institutions.

They are now one the country's top financial claims companies, winning millions of pounds in compensation for thousands of satisfied clients in the process. From the beginning, their friendly, efficient and expert service has seen the majority of our clients come back to us with other financial grievances which they want us to settle on their behalf. They fight every case as if it were their last, never giving up until they get the maximum compensation and the best possible result for our clients.

Claims Financial will act for you on a No Win No Fee basis.
The fee is 25% plus VAT of the damages recovered. This is a total fee of 29.37%.
Example: If we win £1,500.00 for you our fee will be £440.55 and you will receive the balance of £1,059.45.

News & Events